Card payments,
priced for what you sell.
A property management office and a café pay very different amounts to accept the same card. We put your business in the right category, price from your real cost, and pay you out fast — in Hong Kong.
- No teaser rate
- Same-day payout option
- Cards, wallets and QR
Category set
Property management
Payout sent
Paid to your bank today
The problem
The “from” rate is a marketing number.
01
It fits a few businesses only
The lowest advertised rate is usually the cost of one cheap category. Sell something else and your real rate is higher.
02
It comes back as fees
Monthly minimums, terminal rental, refund and payout fees. The rate is low; the statement is not.
03
It puts you in the wrong category
Card networks price by business type. A wrong category costs more today, and can get an account closed later.
How we price
Same card. Different cost.
Card networks give some business types lower rates, and a small sale carries a fixed fee that weighs more. Pick your business to see what drives your cost.
Property management
Management fees, facility and car-park charges, paid by card online or in the office.
- Typical sale
- Large
- Where they pay
- Online and in the office
- Per-sale fee
- Barely matters
Payouts in Hong Kong
Sell today. Get paid fast.
Card sales are paid out the next business day. Need cash sooner — to pay suppliers on delivery, say? Take same-day payout for a small fee on what is paid out early.
Getting started
Three steps to a fair price
Step 1
Tell us what you sell
Your business type, average sale and monthly card sales. A recent statement from your current provider helps.
Step 2
We set your category and quote
We put you in the right card-network category and price from it — one rate, or every cost line for larger merchants.
Step 3
Start taking payments
Terminal set up, online payments live, payouts to your own bank account.
Stalls and small counters · in trial
No terminal? Scan their wallet with your phone.
For market stalls and small counters. The customer opens Alipay or WeChat Pay and shows their payment code; you scan it with the phone or tablet you already have. The sale is charged and recorded with your stock.
01
Ring up the sale
Add the items on the Synque stall screen and choose Alipay or WeChat Pay.
02
Scan their payment code
With the camera, a USB scanner, or a photo on iPhone. The customer confirms in their app if asked.
03
Paid, or told why
Only a confirmed payment becomes a sale. A declined code says why, and nothing is charged twice.
In trial with WeChat Pay first; Alipay to follow. Card payments stay on the terminal.
See how it works at a stallFAQ
Questions merchants ask
Why is there no headline rate on this page?
Because the cost of a card payment depends on what you sell. A property management fee and a café coffee cost very different amounts to accept. A single low "from" rate usually applies to a few businesses only, or comes back as monthly fees. We quote your real price for your business.
What does "every cost line" mean?
For larger merchants we can price as interchange plus scheme fees at cost, plus our fee. You see what the card-issuing bank and the card network charge, and what we charge, on every statement.
What about foreign cards?
Cards issued abroad cost more for every provider. We price them in, or show them separately if most of your customers are local — your choice.
Do you accept NETS in Singapore?
Not on our terminals today. We accept cards, mobile wallets, PayNow QR and the major QR wallets. If NETS is a must for your business, tell us — it helps us decide what comes next.
Who handles chargebacks?
Disputes are handled on the card network’s rules, and any dispute fee is passed on at cost. We will help you respond with the order and delivery records.
Is there a long contract?
Ask us for the terms with your quote. We would rather keep you because the price is fair than because a contract says so.
Send us one statement.
We’ll show you what you should be paying.
On WhatsApp, in English or Chinese. Onboarding our first merchants now.